Personal Finance News Monday 6/4

Phil's Personal Finance Tip of the Day:

Vacation Budgeting: Don't Forget About These 5 Necessities
From Dave Ramsey.com

Look at your left arm.

Do you like it? Do you really like your left arm? Isn't it just awesome?

Now imagine your left arm with a red, nasty sunburn—the really painful kind of sunburn. You know, the type that leaves you bathing in aloe for a week and cursing anyone who breathes in your general direction.

Isn't that an awful thing to do to your awesome left arm? It absolutely is.

But those are the types of things that happen when you don't budget for your summer vacation. You get stuck on a beautiful beach without sunscreen because you spent all your pre-vacation money on flip-flops and sunglasses.

Your eyes love the protection, and your feet are free to breathe—all while your poor, once-colorless, naturally pale left arm must endure the sun's fiery flames.

Vacation doesn't have to be that way. You can keep your left arm happy and healthy by simply planning ahead.

Here are a few things to keep in mind while budgeting for your summer vacation:

Pet Care

Is your chihuahua, Tinkerbell, going on the trip with you? If not, who's keeping her? Will she be staying at a doggie hotel or at a friend's house? Do you dare leave Tinkerbell to fend for herself in the backyard? Does she have a week's worth of food? All of that costs money. Don't forget about Tinkerbell.

Snacks

Few things in life are more disgusting than a dry mouth on the beach. Okay, maybe it's more than just a few things. But you've got to admit, in the middle of all that grainy sand, dry heat and wind, a cooler filled with crackers, sandwiches and refreshing water is a welcome treat. If you can buy all that stuff in bulk before you leave, then do it—especially if you have kids. As you probably know, kids tend to eat a lot of food.

To read the entire article from Dave Ramsey.com:
http://www.daveramsey.com/newsletters/online/edition/personal-finance-newsletter-june-2012?ectid=1206cnl_5#feature

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