Phil's Personal Finance Tip of the Day:
Back-to-School Budgeting
Have you overlooked these important items?
from daveramsey.com on 17 Aug 2012
If you’re a parent, you probably know the feeling.You’ve got everything together for little Johnny’s first day in first grade. Collared shirt? Check. New jeans? Check. Belt? Got it.
Little Johnny has dressed himself and looks great—just as you imagined. You’re a proud parent. But then you hear his voice from down the hall: “Mom! My shoes are too small!”
Oh no, you think. He’s outgrown his shoes! You just bought them in April. But, after a summer full of flip-flops and sandals, he hasn’t worn them since the last day of school. Johnny may be excited about going back to school, but it’s going to be a tough day for his feet.
Now you’re left scrambling to figure out a way to fit new shoes into the tiny amount of money you have left in the back-to-school budget.
Sound familiar? If so, you’re not alone. Every year, the back-to-school rush somehow manages to catch parents off-guard—even though they know it’s coming. These last-minute frantic spending sprees put dents in their bank accounts and holes in their budgets.
Some of Dave’s team members with kids help put together this list of things to keep in mind while you are preparing for your child to go back to school. If school has already started where you live, just remember that it's never too late to start tweaking your budget today!
To read the entire article from Dave Ramsey.com:
http://www.daveramsey.com/article/back-to-school-budgeting/lifeandmoney_budgeting?
Psalm 118:8 — It is better to take refuge in the Lord than to trust in man.
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