Dave Ramsey

I want to give a shout out to my financial hero-Dave Ramsey. Right after the financial meltdown of 2008 I started watching The Dave Ramsey Show on the Fox Business Channel. I learned so much about common sense financial goal setting and budgeting from him.

The crux of Dave's financial peace program is following these seven baby steps:
1) $1,000 Emergency Fund
2) Pay off all debt using the Debt Snowball
3) 3 to 6 months of expenses in savings
4) Invest 15% of household income into Roth IRAs and pre-tax retirement
5) College funding for children
6) Pay off your house early
7) Build wealth and give!

Please read these steps in detail from Mr. Ramsey's explanations of how to attack the debt snowball:
http://www.daveramsey.com/new/baby-steps/

Also I can't stress enough how everyone should read the tools on his website for achieving financial freedom:
http://www.daveramsey.com/home/

In addition, his book The Total Money Maker is the #1 book in my opinion on personal finance. It has sold millions of copies and is on its 3rd edition. Please either buy a copy or reserve it from your local library-I guarantee it will change your life:
http://www.daveramsey.com/store/Books/dave-s-bestsellers/the-total-money-makeover/prod326.html

Finally, I listen to his radio show each day 2-5 ET. I totally advice either listening live or on the podcast to hear other people's financial concerns and questions being answered by Dave:
http://www.daveramsey.com/category/show/

I wish you all debt free financial freedom listening and reading Dave Ramsey.

Inspirational Quote from@Inspire_Us .

The difference in winning & losing is most often, not quitting. -Walt Disney