Phil's Financial Tip of the Day:
Use those gift cards judiciously
I was overjoyed to receive a $50 gift card from Sports Authority for Christmas. Instead of running out and buying something right away, I decided to wait until the New York Football Giants playoffs were to begin.
As they defeated Atlanta on 1/8 , Green Bay 1/15 and San Francisco on 1/22 to advance to the Super Bowl, I still kept my gift card in my wallet.
Finally after the Giants defeated New England on Sunday February 5th to win their 4th Super Bowl Championship, I raced down to the Sports Authority to get my $30 hat and $22 t-shirt. In addition, I had a $10 off coupon of over a $50 purchase so I was able to still have $8 left on my cherished gift card!
This is the first championship that didn't cost me any money all because I waited to use my gift card over a month after I received it.
Total Savings= $52
Quote of the Day from Dave Ramsey.com
Enthusiasm is the electricity of life. How do you get it? You act enthusiastic until you make it a habit. — Gordon Parks
Starting Monday February 27th, please listen to the Dave Ramsey show live on WOR 710 from 2-4 PM EST. You can also listen to the 3rd hour 4-5 PM EST on Dave Ramsey.com
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