Personal Finance News Wednesday 5/23

Phil's Personal Finance Tip of the Day:
Here is another out of the ordinary idea from the Clark Howard show today:

VOYAGER Mobile has $19/month unlimited smart phone plan
By Clark Howard

Another day, another phenomenal deal on unlimited no contract smart phone service! Though I have to caution I haven't tested this one out personally yet...

VOYAGER Mobile is a new cell phone service started by a 22-year-old student who's still attending New York University. John Mardini is running what's called a 'mobile virtual network operator' (MVNO,) which means he wholesales blocks of service on the Sprint network and then turns around and sells it at two price points:

• $19 for unlimited talk and text
• $39 for unlimited talk, text, and data

VOYAGER is available in almost two dozen states, concentrated heavily in the Heartland with some West Coast presence. Though taxes are extra, VOYAGER offers the lowest price point for unlimited everything I've seen -- with the exception of an experimental beta service I've talked about called Republic Wireless. Again, I have not yet tested VOYAGER, but you can read my review of Republic Wireless.

Because VOYAGER is a no-contract service, you pay full retail price for the handsets, which range from $119 to $549.

Who knows if VOYAGER will stick around? I have no idea. But if it works, boy, is it cheap!

You can hear the Clark Howard show live from 1-3 PM Monday to Friday on WSB radio Atlanta:
http://www.wsbradio.com/


Quote of the Day from Dave Ramsey.com:
This is the only chance you will ever have on earth with this exciting adventure called life. So why not plan it, and try to live it as richly, as happily as possible? — Dale Carnegie

Please listen to the Dave Ramsey show live on WOR 710 from 2-4 PM EST. You can also listen to the 3rd hour 4-5 PM EST. at Dave Ramsey.com.