Wednesday, January 23, 2013

Personal Finance News Wednesday 1/23

Phil's Personal Finance Tip of the Day:

Money Quick Tips: Will online shopping cost more?

Regina Lewis, Special for USA TODAY 11:32a.m. EST January 22, 2013

Online holiday spending hit record levels in 2012, but is cyber shopping about to get more expensive?

Online shopping represents roughly 10% of overall retail sales. The fast-growing sector's role in the retail universe is changing and with that, so is, potentially, its sales tax status.

Several states already require online retailers to collect sales taxes on purchases and there are several federal Internet sales tax proposals currently being considered.

What does this mean for consumers? Who wins and who loses with the enactment of a potentially new nationwide sales tax?

Right now if you order online and the item is being shipped to a location where the e-tailer has a physical presence — in the form of a store or a distribution center — taxes will be collected.

Many of the major e-tailers — walmart, kohls and target — are also major retailers with locations nationwide. It's a relative wash for them and, by extension, consumers, because they have already factored sales tax into their cost pricing and logistics.

To watch the video and read the entire article from Regina Lewis, Special for USA TODAY:
http://www.usatoday.com/story/money/personalfinance/2013/01/22/money-quick-tips-online-shopping-costs/1846837/

Inspirational Quotes@Inspire_Us from Twitter:
The more you lose yourself in something bigger than yourself, the more energy you will have. -Norman Peale

Hi my name is Philip J. Miano and I am the founder of PJM Personal Finance and Productivity Coaching specializing in Budgeting, Debt Reduction, Bank Reconciliations, Goal Setting, Time Management, and Organizational skills. Please visit my website: http://pjmcoaching.com

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